At Kim the Mortgage Pro, we offer a wide range of loan programs to fit every buyer, budget, and situation. Whether you are purchasing your first home, refinancing, or growing an investment portfolio, Kim Ferraro will match the right solution to your goals.
Click through for details, then grab a free call and Kim will narrow it to the program that actually fits your numbers.
Competitive rates and flexible terms for buyers with solid credit. A strong fit for primary homes, second homes, and some investment properties.
Learn more →Lower down payments and more flexible credit guidelines. A favorite for first-time buyers who want to purchase sooner.
Learn more →Zero down payment and no PMI for eligible veterans, active-duty service members, and surviving spouses.
Learn more →Zero-down financing for eligible homes in qualifying rural and suburban areas across Pennsylvania and Connecticut.
Learn more →Financing above conventional loan limits for higher-priced homes, with competitive terms.
Learn more →Financing for a vacation home or second property. Kim shops conventional and jumbo options around occupancy and down payment.
Learn more →Options for self-employed borrowers and investors who do not fit a traditional qualifying box.
Learn more →Investor loans that qualify using the property’s rental income instead of personal DTI.
Learn more →Buy your next home before your current one sells, without waiting on your current home to close.
Learn more →Not sure which program fits? That is exactly what the free call is for. Kim will match your situation to the right loan.