Loan Programs
Cranberry Township Loan Programs — Which Is Right for You?
At Kim The Mortgage Pro, we offer a wide range of loan programs in Cranberry Township to fit every buyer, every budget, and every situation. Whether you’re purchasing your first home, refinancing, or growing your investment portfolio, Kim Ferraro has the right solution for you.
Conventional Loans
If you have strong credit and stable income, then a conventional loan may be your best option. In addition to competitive rates, conventional loans offer flexible terms for primary residences, second homes, and investment properties.
FHA Loans
If you’re a first-time homebuyer, then FHA loans are worth exploring. Not only do they offer lower down payment requirements, but they also have more flexible credit guidelines, making homeownership more accessible.
VA Loans
If you are an eligible veteran, active-duty service member, or surviving spouse, then a VA loan could be ideal. Furthermore, VA loans offer zero down payment and no private mortgage insurance.
USDA Loans
If you’re buying in an eligible rural or suburban area, then a USDA loan may be a great fit. As a result, qualifying borrowers can purchase a home with zero down payment.
Jumbo Loans
If your home purchase exceeds conventional loan limits, then a jumbo loan provides the financing you need. Additionally, jumbo loans come with personalized terms tailored to your situation.
DSCR Loans
If you’re a real estate investor, then a DSCR loan is specifically designed for you. Because these loans qualify based on rental property income rather than personal income, they are perfect for growing your portfolio.
Non-QM Loans
If you don’t fit the traditional lending box — for example, if you’re self-employed or have had recent credit events — then Non-QM loans offer flexible qualifying options.
Find the Right Loan Programs in Cranberry Township
Not sure which program fits your situation? Simply contact Kim today for a free consultation and she’ll personally walk you through your best options.
