Jump in for a clear overview of the terms, documents, and steps that come up on almost every purchase or refinance. Then call Kim with whatever is still unclear.
Applying for a mortgage can feel daunting. Use this checklist of items to compile, complete, and acknowledge before you apply.
Credit history is a recorded file of past and current credit that compiles into a score. Learn how it works and how to improve it.
Closing costs are payments required to finalize a home loan, separate from your down payment. See what they cover and how you can pay them.
An appraisal estimates a property’s fair market value so the loan amount is not more than the home is worth.
Ready to apply? Kim will walk you through the checklist so you are not guessing what to send.